-Navigation-
______________

-Links-
outdoorstoragechest
bolivianeducation
balletflatshoes
reasonhoobastank
henryandmudge
appleipod
cfcards
freestylehammerheadwatch
highschoolfootball
luxcassidy
siriusreceivers
microcomputerstore
stocksversusbonds
franchisecanada
cottonpanties
ntfactor
blackbartpirate
friedfishrecipe
overnightvicodin
graduationannouncements
affirmativeaction
shopcrane
fibromyalgiamagnesium
hondamotorcyclesidecars
papillonpuppies
dougquerns
roofinspections
medicineindex
bookreports
gatelegtables
voyeurgallery
honeybaby
triumphspeedfour
calgaryattractions
babycomforters
perryelliscologne
livingair
producersmusical
everydayimhustlin
oxfordmedicareadvantage
replacementdoor
searchforpeople
mexicanfoodrecipes
laketahoeaccommodation
nannyscreeningservice
policeuniform
mostvolatilestocks
oblivionwalkthrough
filecarts
babybottles
wholesalecandleholder
luxurycomforterensembles
herbalvitamins
longboatkey
swedenmap
commercialmortgagebroker
petsittinginsurance
craiglistsd
overweightcelebrities
orthodonticwax
johicksgallery
comeoutswinging
soccergames
downloadablegamedemos
jensenremotecontrol
maiasoh
legalgambling
dogagilitytraining
hornychinese
milkywaycommercial
seattleathleticclub
furniturefinishingrepair
puertoricohotels
calicojackrackham
drawingsofdoves
monthlyexpensetracker
wirehanger
lowestinternationalairfares
auditoryhallucinations
pmcethernet
ballslapping
smithandhawkins
mathfactors
animationprogram
toyotaseatcovers
foolycoolysongs
incompletesisqo
franklinshopper
vansthepack
freedrummusic
hairupdos
scrapsilver
paradisepoker
vectorcar
jasonlyle
sampleweddingprogram
butterflygifts
waspnests
keithsmith
buywoodpellets
______________

-Archives-
Thursday, September 6, 2007
______________

-Powered By-
______________

 

-Designed By-
______________

   Thursday, September 6, 2007

Getting a Jump Start on Work-Study Opportunities Can Pay Off
Since some colleges start posting available work-study positions as early as the summer, students looking for first dibs on campus jobs in the fall can get a leg up on their competition by hammering out that perfect résumé and cover letter now. According to NextStudent, a leading Phoenix-based education funding company, work-study programs can be a great option for students who need a little help meeting their college expenses.
The Federal Work-Study Program makes part-time jobs available for both undergraduate and graduate students with qualifying financial need. A work-study job allows students to earn a paycheck while usually still giving them enough flexibility to navigate their class schedule. Students might work on campus or off, honing in on a career in a job related to your major, or testing out a new career path by stepping into a position completely different from anything they’ve done before. Work-study jobs are required to pay at least the current federal minimum wage, but students might earn more, depending on the type of work they choose and the skills they bring to the table.
The Advantages of Work-Study

Flexibility. Work-study jobs are often much more flexible than other part-time work. Where students in non–work-study jobs might run into long work days or overtime that can compete with school, work-study employers tend to be more accommodating, offering less rigid hours, especially around midterms and finals. And to help keep work-study from interfering with classes, schools will typically cap an undergraduate student’s work week at 20 hours.

Convenience. Students who snag a work-study job on-campus pretty much have it made. They save on gas money, they can take a ten-minute walk to work straight out of class or out of bed, and they can make plans to meet their friends back at the dorm another ten-minute walk after their shift ends.

Variety. Since work-study can take place either on- or off-campus, students have a wealth of options available to them. Work-study positions can range from research assistants to elementary school tutors to art gallery docents. Some financial aid counselors and work-study employers will encourage students to apply for those opportunities related to their major or to their field of interest And if students can’t find a work-study position they like, they can always go to a campus department to discuss creating a new position that fits their skill set.

Experience. Work-study allows students to start building their work history while still in school, and can help put them a couple steps ahead of those students who chose not to work. When the post-graduation job-hunting starts, prospective employers may look more favorably on graduates who were able to balance the demands of their schooling with the scheduling requirements of work.

Applying for Work-Study
Students interested in work-study positions must fill out the Free Application for Federal Student Aid (FAFSA) and mark “yes” when asked if they are interested in student employment. To qualify, students will need to demonstrate sufficient financial need, enroll in a minimum number of credit hours, and meet other requirements.
Students who qualify for work-study will be notified by their university’s financial aid office. A work-study award is not a guarantee of employment, so students need to be diligent about pursuing and applying for available work-study positions. Students who don’t receive a work-study award and believe they are eligible to receive one should make an appointment with a financial aid counselor to discuss their options. Some schools may offer to put students on a waiting list.
NextStudent believes that getting an education is the best investment you can make, and it is dedicated to helping you pursue your education dreams by making college funding simple. Learn more about Student Loans, Private Student Loans and Student Loan Consolidation at NextStudent.com.


Think and Grow Rich
Napoleon Hill, the author of Think and Grow Rich, believes that a person doesn't have to be a genius to make millions of dollars. Anyone can become wealthy if he or she thinks positively and has a deep desire to accomplish his goal.
Positive Thinking: You have to visualize your financial dreams and know in your heart that you can attain them. You must already own them.
If you begin making every excuse under the sun why you think you can't succeed, pinch yourself. You have to discipline your mind to think positive thoughts. Teach yourself that those kind of thought patterns are unacceptable. You can achieve success, even if you aren't the most intelligent, talented, or most attractive person in the world. Success is your if you'll just allow it to come into your life.
Desire: Hill recounts a true tale of one man Edwin Barnes who wished to become Thomas Edison's partner. Many of us would have mocked him if we had lived in his time. Edwin Barnes was a nobody. Nevertheless, he possessed a deep desire, a life dream, and he was determined. He went to Thomas Edison and persuaded Edison to hire him. He didn't instantly achieve his dream, but he worked hard and ultimately became Thomas Edison's partner.
Edwin Barnes followed these 7 steps to achieve this great success:
1. Pick a definite goal.
2. Place all your power into that dream.
3. Be willing to do menial work at first.
4. Visualize your goal. See it in your mind.
5. Form a plan.
6. Stick it out.
7. Eliminate any way to retreat.
Now, answer these questions: Exactly how much money do I want? What am I willing to sacrifice for it? What exact date do I want this money by? What is my plan?
Don't forget, successful people do not believe in defeat. appears to be defeat is really a wonderful opportunity. Start being successful today!
NOTE: Use of this article requires links to be intact.

To learn more about obtaining wealth please visit our Rich Dad Poor Dad page. Being a college student herself, Elise Fisher loves writing articles for her website About-Student-Loans.com and other finance options.


Financial Trouble Starts In Your Mind
Blaming financial trouble on outside factors is the norm, but is it the truth? Sometimes. Unexpected things do happen, after all. On the other hand, some people manage to handle the unexpected without any real financial difficulty, right? What are they doing differently?
To begin with, some people - even some with a low income - set aside money for the inevitable car repair or visit to the doctor. A car repair, a visit to the doctor, a washing machine breaking down - these are all unexpected at the time they happen. But on the other hand, it is totally predictable that they will happen at some point in your life, right? If you think or pretend that they won't - and so don't have money set aside for them - there is something wrong with how you're thinking.
Fortunately you can change how you think. You can choose to reflect on your past, for example, and note that every year you have had several "surprises" that cost hundreds of dollars. You can remember the financial trouble these caused, and the stress, and decide to be ready next time. Then you can set aside a little bit of money each week in expectation of these "unexpected" events. This doesn't mean you worry about these things - just the opposite. You plan so you don't have to worry.
Poor Thinking Habits Equal Financial Trouble
There are other ways in which poor thinking habits affect financial matters. For example, you probably know how much easier it is to buy things when you have a credit card. The research confirms this, by the way. It even shows that people will pay more when paying with credit. In one study, those who were allowed to use credit cards at an auction for Boston Celtics tickets bid twice as high as those who were required to pay cash (even though the latter were allowed two days to pay).
Obviously this tendency to be freer with credit can get you into trouble. A solution? Train yourself to think of all money as cash. Every time you are faced with a possible purchase using a check or credit card, ask yourself if you would do it if it was cash in your hands. If this is too difficult, get cash from your bank account before you go shopping, and leave the credit cards home.
Your mind (all minds) works in a certain habitual patterns and ways. The idea here, then, is that rather than let it mislead you, you use these habits in your favor. Another way to do this is to procrastinate in making purchasing decisions. When we procrastinate about something, we often just don't get it done. The same is true when procrastinating about buying something. If it is important enough, you'll still buy it later, but many things will be left unbought. Putting off buying decisions can radically reduce your expenditures.
Here's another habit to program into your thinking: Think of prices in terms of hours worked. Suppose you see a new television you like, and it costs $1,800. Now, let's assume you make about $12 per hour after all taxes. When looking at that television, do the math. It takes 150 hours of your labor to pay for it. Imagine going to work for an extra day each week for 19 weeks (8 hours per day) to pay for the television. Is that price too high now?
Include the costs of interest if you are buying on credit. You might pay $2,400 for that television before you are done. In that case the price is 200 hours of work (working Saturdays for half of the year, for example). In fact, consider the total cost with interest for all purchases and you might change your mind on many of them.
To review: Procrastinate when thinking about spending money, think of it all as cash, or better yet, think of it all as hours worked. See the total cost with interest if you are financing something. Expect the unexpected and plan for it. Think differently. Financial troubles start in your mind, and that is where you need to fix them.
Copyright Steve Gillman. To learn more unusual ways to make and save money, and how you can get free e-courses and e-books, visit his website: Unusual Ways To Make Money
http://www.UnusualWaysToMakeMoney.com